Preheader
Injured Worker Employers
subheader

 


Manufacturing

Claims Navigation in Today’s Economic & Legislative Climate    

Steel Fabrication, Metal Goods MFG, Machine Shops, Tool MFG, Machinery MFG, Furniture MFG, Cabinet MFG, Paper MFG, Box MFG, Plastic Goods MFG, Clothing MFG

 

Unique Expertise

SmartComp’s team is experienced in providing claims management services to a wide range of Manufacturers.  We have the capability and expertise required to handle the most complex injuries and have been involved in the Manufacturing industry for over 20 years.

 

Focused On Results

SmartComp has a dedicated claims team that partners with our clients in the day to days management of the claims process. Being On-Site, On-Time and On-Target we provide an alternative to the high cost of claims associated with the Manufacturing industry.

 

On-Site Claims Navigation

Whether you’re a Steel Fabricator, Metal Goods MFG, Furniture MFG, Paper MFG, Plastics MFG or Clothing MFG SmartComp’s team of on-site claims management specialist are available to strategically navigate you and your injured worker through the Workers’ Compensation system.

 

 

Class Codes - Included by not limited to:

 

3039 - REINFORCING STEEL FABRICATION — shearing and bending — at permanent shop or yard location

The fabrication of reinforcing steel at job sites shall be assigned to the appropriate construction classification.

Pure Premium Rate:  2015 (11.97), 2014 (12.04), 2013 (10.90), 2011 (6.51)

Expected Loss Rate: 2015          (), 2014 (  4.16), 2013 (  3.77), 2011 (3.27)

 

 

3620(2) - PLATE STEEL PRODUCTS FABRICATION — N.O.C.

This classification shall apply to employers engaged in the fabrication of miscellaneous plate steel products and metal tanks when more than 50% of the metal used is #9 gauge and heavier.

Payroll of a tool and die department, when more than 50% of the tools and dies are sold commercially and are not used in any way in the employer’s production operations, shall be classified as 3099, Tool Mfg.

Also refer to Classification 3400, Metal Goods Mfg. — N.O.C

 

Pure Premium Rate:  2015 (9.49), 2014 (8.53), 2013 (7.44), 2011 (6.02)

Expected Loss Rate: 2015        (), 2014 (2.92), 2013 (2.54), 2011 (2.81)

 

 

3400 - METAL GOODS MFG. — N.O.C.

This classification is applicable to employers engaged in the fabrication of miscellaneous products from metal sheet stock if more than 50% of the metal used is #10 to #14 gauge, or if more than 50% of the metal used is #15 or lighter and metal stamping payroll exceeds 10% of the total manufacturing payroll.

Metal stamping is defined as the operation of power-driven presses or brakes and foot- or hand-power presses or brakes used for blanking, forming, trimming, drawing, punching or assembling metal where the operator places each piece under the point of operation at each complete press or brake stroke.

Operations performed on power presses that may be interchangeably hand fed or automatically fed shall be considered as metal stamping.

Metal stamping does not include (1) rotary punches, whether computer or manually controlled, which require only the loading and unloading of the work piece by the operator and does not require the operator to place or reposition the work piece after each stroke, or (2) hydraulic presses or brakes where the ram travel will automatically stop upon release of the activating mechanism.

Payroll of a tool and die department shall be assigned to 3099, Tool Mfg., if more than 50% of the tools and dies are sold commercially and are not used in any way in the employer’s production operations.

Employers rolling metal shall be classified in accordance with the following guides:

1.     Those concerns engaged in the processing by re-rolling of metal stock shall be classified as 3400, Metal Goods Mfg., if more than 50% of the metal used is lighter than #9 gauge.

2.     Those concerns engaged in the processing by re-rolling of strip metal stock shall be classified as 3018, Steel Making, if more than 50% of the metal used is #9 gauge or heavier.

3.     Those concerns engaged in the drawing of metal rod stock 1/2” in diameter and heavier shall be classified as 3018, Steel Making.

4.     Those concerns engaged in heating metal stock and processing by rolling shall be classified as 3018, Steel Making. 

 

Also refer to Classifications 3066(1), Sheet Metal Products Mfg. — N.O.C., and 3620(2), Plate Steel Products Fabrication.

Pure Premium Rate:  2015 (8.89), 2014 (7.46), 2013 (7.43), 2011 (5.47)

Expected Loss Rate: 2015        (), 2014 (2.48), 2013 (2.45), 2011 (2.55)

 

 

3066(1) - SHEET METAL PRODUCTS MFG. — N.O.C.

This classification is applicable if more than 50% of the metal used is #15 gauge and lighter and metal stamping payroll, if any, does not exceed 10% of the total manufacturing payroll.

Metal stamping is defined as the operation of power-driven presses or brakes and foot- or hand-power presses or brakes used for blanking, forming, trimming, drawing, punching or assembling metal where the operator places each piece under the point of operation at each complete press or brake stroke.

Operations performed on power presses that may be interchangeably hand fed or automatically fed shall be considered as metal stamping.

Metal stamping does not include (1) rotary punches, whether computer or manually controlled, which require only the loading and unloading of the work piece by the operator and does not require the operator to place or reposition the work piece after each stroke, or (2) hydraulic presses or brakes where the ram travel will automatically stop upon release of the activating mechanism.

Also refer to Classification 3400, Metal Goods Mfg. — N.O.C.

Pure Premium Rate:  2015 (6.63), 2014 (6.90), 2013 (6.56), 2011 (3.76)

Expected Loss Rate: 2015        (), 2014 (2.35), 2013 (2.22), 2011 (1.83)

 

3632 - MACHINE SHOPS — N.O.C.

 

Pure Premium Rate:  2015 (5.01), 2014 (5.20), 2013 (6.01), 2011 (3.22)

Expected Loss Rate: 2015        (), 2014 (1.73), 2013 (1.98), 2011 (1.52)

 

 

3099 - TOOL MFG. — N.O.C.

 

Pure Premium Rate:  2015 (6.17), 2014 (5.63), 2013 (5.20), 2011 (3.25)

Expected Loss Rate: 2015        (), 2014 (1.90), 2013 (1.75), 2011 (1.55)

 

 

3560(2) - MACHINERY MFG. — industrial — N.O.C.

This classification applies to the manufacture of industrial machinery utilized in metal working, woodworking, plastics manufacturing, textiles, paper producing, printing and chemical industries. This includes items such as lathes, drills, printing equipment, bindery equipment, power presses, plating units, and chemical mixers.

 

Pure Premium Rate:  2015 (4.46), 2014 (5.07), 2013 (5.19), 2011 (3.54)

Expected Loss Rate: 2015        (), 2014 (1.79), 2013 (1.82), 2011 (1.72)

 

 

2883 - FURNITURE MFG. — wood — including assembling or finishing

This classification includes, but is not limited to, the manufacture of tables, chairs, desks, bookcases, bed frames, assembled furniture framework parts, entertainment cabinets, game tables, credenzas, church furniture, benches and similar furniture items.

This classification shall include the fabrication of metal hardware parts, if such operations account for less than 50% of the total payroll.

Upholstery operations shall be separately classified as 9522(2), Furniture — upholstering.

 

Pure Premium Rate:  2015 (16.16), 2014 (14.14), 2013 (12.36), 2011 (7.39)
Expected Loss Rate: 2015          (), 2014 (  5.18), 2013 (  4.51), 2011 (3.53)

 

 

2812 - CABINET MFG. — wood — including the manufacture of commercial or industrial fixtures

This classification contemplates the manufacture of cabinets and fixtures that are designed to be affixed to building walls or floors.

Upholstery operations shall be separately classified as 9522(1), Upholstering.

Commercial lumberyards, building material dealers, or fuel and material dealers shall be separately classified.

When an employer deals in any lumber or building materials or in any fuel and materials in addition to performing cabinet manufacturing operations, all yard operations, including all drivers and their helpers, shall be assigned to the appropriate yard classification.

 

Pure Premium Rate:  2015 (10.13), 2014 (9.69), 2013 (8.88), 2011 (5.66)
Expected Loss Rate: 2015          (), 2014 (3.44), 2013 (3.15), 2011 (2.75)

 

 

4239(1) - PAPER OR PULP MFG. — including card, bristol, paper, straw, fibre or leather board manufacturing

Logging or lumbering shall be separately classified.

 

Pure Premium Rate:  2015 (8.29), 2014 (7.53), 2013 (6.39), 2011 (3.79)
Expected Loss Rate: 2015        (), 2014 (2.55), 2013 (2.21), 2011 (1.83)

 

 

4240 - BOX MFG. — rigid paper boxes

Paper or paper board manufacturing shall be separately classified.

 

Pure Premium Rate:  2015 (12.80), 2014 (15.77), 2013 (19.49), 2011 (10.55)
Expected Loss Rate: 2015          (), 2014 (  6.09), 2013 (  7.13), 2011 (  5.07)

 

 

4478 - PLASTIC GOODS MFG. — N.O.C.

The entire payroll of a tool and die department shall be classified as follows:

  • If 50% or more of the department’s total time is devoted to the maintenance or repair (not manufacture or modification) of molds and dies used in the employer’s production operations, the department shall be classified as 4478, Plastic Goods Mfg.; otherwise, the department shall be separately classified as 3099, Tool Mfg.
     
  • If more than 50% of the department’s total time is devoted to the manufacture or modification (not maintenance or repair) of molds or dies (irrespective of the end user), or the maintenance or the repair of customers’ molds and dies that are not used in the employer’s production operations, the department shall be separately classified as 3099, Tool Mfg.; otherwise, the department shall be classified as 4478, Plastic Goods Mfg.

 

Pure Premium Rate:  2015 (10.23), 2014 (9.43), 2013 (8.37), 2011 (4.85)
Expected Loss Rate: 2015          (), 2014 (3.33), 2013 (2.93), 2011 (2.30)

 

 

2501(1) - CLOTHING MFG. — including embroidery manufacturing

This classification includes clothing manufacturers that design garments, even if some or all of the production sewing or assembling operations are subcontracted. Employers that do not manufacture or design the garments in California, but purchase garments for wholesale distribution shall be classified as 8032, Stores – clothing, wearing apparel or dry goods – wholesale.

Clothing manufacturers that only maintain a distribution center in California shall be classified as 8032, Stores – clothing, wearing apparel or dry goods – wholesale

 

 

Pure Premium Rate:  2015 (7.89), 2014 (7.20), 2013 (6.05), 2011 (3.17)
Expected Loss Rate: 2015        (), 2014 (2.46), 2013 (2.13), 2011 (1.52)

 

 

 



 

Home | ProductsAbout UsCompanies | Partners | Read Our Blog
Join Our Newsletter | Contact Us | Policy Review | Policy Changes | Claims
Payment Options | Insurance Glossary | Our Privacy Policy


           


    23120 Alicia Parkway, Suite 200
Mission Viejo, CA 92692
Ph: 877-593-COMP
Powered by Insurance Website Builder

or call us at
877-593-COMP

RSS Feed
Contact Us